<!-- XBRL 2.1 Tests -->
<!--Edited by Charles Hoffman (UBmatrix) -->
<!-- Copyright 2003 XBRL International. All Rights Reserved. -->
<xsd:schema 
   targetNamespace="http://mycompany.com/xbrl/taxonomy/ext" 
   xmlns:xbrli="http://www.xbrl.org/2003/instance" 
   xmlns:link="http://www.xbrl.org/2003/linkbase" 
   xmlns:xsd="http://www.w3.org/2001/XMLSchema" 
   xmlns:xlink="http://www.w3.org/1999/xlink" >
   <xsd:annotation>
      <xsd:appinfo>
	<link:linkbaseRef 
	   xlink:type="simple" 
	   xlink:href="208-03-ItemCreditSumCreditWeight-1-calculation.xml" 
	   xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef" 
	   xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
      </xsd:appinfo>
   </xsd:annotation>
   
   <xsd:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="../lib/xbrl-instance-2003-12-31.xsd"/>

   <xsd:element name="ItemCredit" id="ItemCredit" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration"/>
   <xsd:element name="SumCredit" id="SumCredit" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration"/>
   
   <!--This document is valid as it contains no errors, but the linkbase must be considered -->

</xsd:schema>
